Advisory Services - Life/General Insurance, Investments, RISKS

Without adequate protection, you will be vulnerable to the nasty effects of a chance misfortune which will cause you to suffer unnecessary and possibly tremendous financial losses. Our planning helps to reduce the negative impact of unplanned misfortunes and ensure your lifestyle remains unaffected as much as possible thereafter. 

Individuals:  Dedicated to protecting and growing the wealth of our clients, we offer financial consulting services that fit perfectly with your financial needs and wants, regardless of your background and phase in life. 

Business:  Starting a business is difficult, but keeping it afloat is even more difficult. Lightening your burden, we assist businesses retain valuable employees, survive a business partner’s death, and protect a business against commercial and non-commercial threats.

We specialize in the following areas:

• Keyman Insurance
• Life Insurance ( Wholelife / Term Life )
• Enhanced Critical Illness ( early / intermediate / advanced stage )
• Endowment
• Annuity
• Retirement
• Universal Life
• Variable Universal Life
• Privately Placed Life Insurance

Other areas of interest includes:

• Trusts & Estate Planning ( including Wills , LPA, AMD )
• CPF related matters

We offer various private wealth advisory and consulting services to high net worth individuals. In the area of wealth distribution, we work with several world class financial institutions to provide discreet trust solutions in estate planning. In addition, we include creating tailor-made financial protection plans to your specifications by working with insurance companies specialised in these areas.

To maximise returns on your assets, we empower you to benefit from a customised investment programme by matching your risk and return objectives to the best-of- breed investment products in the market.

By adopting an open architectural platform, we are able to work with the best Fund Management firms and other Alternative Investments providers. Our independent, objective and robust financial advisory process, coupled with our wide range of products, makes us the partner of choice in providing private wealth advisory services.

We specialise in business insurance broking, advisory and consulting services.  

• Assess, Analyse, Transfer and Manage the exposure/risks.
• Design and Develop a portfolio of insurance contracts relevant to your needs.
• Review and Recommend appropriate solutions.
• Assist clients in claims settlement.

We specialize in the following areas:

• Casualty: Work Injury Compensation ( Workplace Safety ), Comprehensive General Liability / Public Liability, Medical Malpractice
• Financial Lines: Directors' & Officers', Danger Risks ( Kidnap & Ransom ), Product Liability, Professional Indemnity, Cyber Insurance, Drone Insurance
• Marine: Marine Cargo, Freight Forwarders Liability, Contractor's Equipment, Marine Liability, Professional Liability
• Property: Commercial Property ( Named Perils / All Risks ), Fine Art & Jewellery, Energy & Engineering Risk
• Group: Employee Benefits, Term Life, Personal Accident, Travel
• SME: Packaged policies for all industries
• Surety: Contract / Performance Bonds
• Trade Credit: Corporate Trade Credit / Factoring
• Claims: Commercial Claims Service

International Medical Insurance is an international medical plan designed for Individuals / Family or Groups / Companies that may be customised with the following options:

• Worldwide ( with / without USA ) or Domestic 
• Inpatient / Outpatient / Dental / Optical / Wellness Treatment, Medicines
• Emergency Assistance i.e. Evacuation / Repatriation
• With / Without Annual Deductibles
• Full Medical Underwriting / Medical History Disregarded / Moratorium Underwriting
• Group Term Life ( Death / Total Permanent Disability )
• Group Critical Illness
• Group Personal Accident
• Group Disability Income
• Group Travel

Preferred Partners:

• AIA
• AIG
• Aetna
• April ( Liberty )
• Aviva
• Axa
• Bupa International ( Worldwide Health Options; LifeLine; International Health & Hospital Plan )
• Cigna
• Henner ( Tokio Marine )
• MSIG
• NOW Health ( Sompo )
• NTUC
• Safe Meridien ( Qbe )

Other areas of interest include:

• Integrated Shield plans
• ElderShield / CareShield Life

A curated collection for High Net Worth individuals / families of legacy, wealth, global medical, and lifestyle solutions:

• Universal Life ( includes Variable UL )
• Privately Placed Life Insurance
• International Medical Insurance
• Fine Art & Jewellery Insurance ( private collections )
• Kidnap & Ransom Insurance ( Maximum limit of Indemnity US$30m )
• Luxury Yachts / Automobiles
• Luxury Homes Insurance
• Luxury Personal Accident ( Maimum limit US$2.5m )

Specialty insurance is a class of general insurance where the more difficult and unusual risks are written. Because specialty lines insureds tend to be more unusual or higher risk, much of the specialty lines insurance is characterized by a high degree of specialization. Insurers (“markets”) participating in this market have specialized expertise and experience in underwriting and rating insurance for a wide range of risks. These insurers  work with intermediaries who are experienced in specialty lines insurance. 

Areas of Focus

• Crisis Management
• Employer's Liability
• Comprehensive General Liability
• Professional Management Liability
• Cyber Risks