We take your needs seriously

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Everyone needs to do the right thing by taking the necessary steps to ensure that their business & accumulated wealth is not exposed to unnecessary risks. Risk Management is defined as the process for making and carrying out decisions that will minimize adverse effects of an individual's / family's / business loss exposure. It is about analyzing and then acting appropriately on risk. The risk management process generally involves ...

• identifying & analyzing loss exposures
• selecting appropriate & relevant risk management techniques
• implementing the chosen risk management strategy
• monitoring & measuring the risk management program for effectiveness & adapting to further changes
  

Implementing a thorough risk management plan brings immediate to long term benefits because:

• it enables you to identify risks & understand the ramifications
• optimize claims outcomes
• optimize premiums & other costs considerations
  

To that end, the risk management checklist are namely as follows:

* Health Risks
* Property Risks
* Investment Risks
* Valuables & Collectibles Risks
* Personal & Family Security / Control & Danger risks
* Business & Personal Liability

Above all, we pride ourselves on our service levels. Beyond implementation, our client servicing includes providing you with online 24-hour access to your policies ( i.e. individual / family or group / company ), claims tracking, request submission re: pre-authorisation or medical referrals & appointments.

As independent and experienced risk advisors / brokers, we represent our clients' interests & needs .... not the insurer's. We're not insurance agents.

I have known Randall for a few years now as my professional insurance and financial advisor, and a personal friend. He is someone whom I can trust fully to plan my insurance policies because of his professional work ethics, providing me with the best customised plan. 

He is also very helpful in attending to our needs and claims, and his sincerity and dedication to his work are beyond words.

Dr Lee Jong Jian,  Opthalmologist

Raffles Medical Group

My group and I have been working with Randall as our Singapore Insurance Broker since 2015. He is a professional and very knowledgeable specialist with whom I seek with regards to any insurance requirements our group may have. Randall is also the risk management adviser I will consult to assess my personal requirements. He is a pleasant and attentive person, who has a vast network and who will seek the best business or personal solution within the shortest delay. I highly recommend Randall to anybody requiring a Risk Management assessment; business professional or personal. 

 John Andrew Sydness

 Executive Director

 Marina Bay Holdings Group

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Randall has been our advisor for group financial planning since 2017.  We have received great support from him, and his contribution and service have been very helpful to our business.  He is professional and well versed in local financial products. I highly recommend him for

group health insurance, liability insurance, casualty, as well as personal long term financial planning.

Vincent Tan,  Managing Director

Super Marine Holdings

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I have received Randall's professional advice since 2012 and bought my first Bupa plan for the family. Randall is attentive and will provide valuable risk management planning and advice. He had given me and my family peace of mind, and we know he is very reliable. He will only recommend a solution when it meets our needs.

Winnier Ngoh, Senior Director

DBS Bank

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Randall has been providing all my medical insurance needs for the family, and he keeps me up to date with new policy and changes every time something new comes up.  He has your interest in mind and makes recommendation that save you time, money and maximize your benefit.  He knows every detail in the business and if there is something he is not sure he will always verify it and get back to me with a confirmation.  He provides client service that others should emulate. If you have any insurance needs do not hesitate to get hold of him.

Arleen Amidjaja, Director

PT Topindo Atlas Asia

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Randall Choo has been my health insurance broker for approximately x years. The personal attention given by Randall is second none. What sets him apart from other insurance broker is his vast insurance knowledge, excellent customer service skills and quick response time. He always provide options that suit our current needs at competitive price. I strongly recommend his service to anyone seeking guidance in today's fast changing health insurance environment.

Fransisca Kusuma

Entrepreneur Extraordinaire

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Randall is an immaculate professional with an overachieving sense of  "customer service". Always one step ahead of the needs and requests of clients. You just know ( and I have experienced ) that he will not only go the extra mile, but do it ahead of time, without being asked and get you more than you would have asked for.  

Edmund Tan, ASEAN Director

KoreConX

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Randall is professional, knowledgeable, and meticulous in the domains of general and life insurance. He is tactful and able to deliver relevant financial advice without being pushy or salesy. He genuinely cares for the financial and health wellbeing of the clients he services. That is why he is our family advisor of choice.

Vladimir Barzov, Founder

Barzov Technologies

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Randall was instrumental in setting up Personal Lines in Jardine Lloyd Thompson. He is a hardworker and a helpful co-worker who does not mind going out of his way to help others. He is also very respectful and always make every effort to ensure regulatory compliance for his department. 

Rick Hunter, Compliance Director

Jardine Lloyd Thomson Pte Ltd